Germany Blocked Account 2026:
€11,904 Required — Complete Step-by-Step Guide

The definitive guide for Indian students: APS certificate, blocked account providers, exchange rates, and the complete visa process.

€11,904Required Amount
€992Monthly Withdrawal
~₹11LIn Indian Rupees

Quick Answer: Germany Blocked Account Amount 2026

The blocked account (Sperrkonto) requirement for 2026 is €11,904 per year (€992/month × 12). In Indian Rupees, this is approximately ₹10.5-11.5 Lakhs depending on exchange rate. Budget ₹11.5 Lakhs to account for rate fluctuations and transfer fees. Best providers: Expatrio (€49 fee) or Fintiba (€89 fee).

Step-by-Step Process

  1. 1

    Get APS Certificate First

    Apply at APS India, German Embassy New Delhi. Fee: ₹18,000. Processing: 4-8 weeks. This is MANDATORY.

  2. 2

    Choose Blocked Account Provider

    Expatrio (€49, 2-3 days) or Fintiba (€89, includes health insurance bundles).

  3. 3

    Register Online

    Create account, upload passport copy, and complete KYC verification.

  4. 4

    Transfer €11,904

    Send funds via SWIFT transfer. Account confirmation received in 2-5 days.

  5. 5

    Receive Confirmation Letter

    Use this letter for your visa application at VFS Germany.

Provider Comparison

Expatrio

  • ✓ Setup fee: €49
  • ✓ Processing: 2-3 days
  • ✓ Best for: Speed

Fintiba

  • ✓ Setup fee: €89
  • ✓ Includes health insurance bundles
  • ✓ Best for: Combined services